Served With A Summons ? Bank Account Restrained ? Salary Garnished ?

Have An Attorney Contact Your Creditor Right Now !!

We defend creditor lawsuits in New York State for below market fees. We control pesky collection agencies & their attorneys, obtain debt reductions and develop creative resolutions with creditors to confidentially and quickly resolve such matters on behalf of our defense clients.

Now that the new bankruptcy law is firmly in place, and with the economy heading towards a recession, it is much more difficult for the average consumer to gain debt relief of any kind or get  a fresh start. In fact, original creditors as well as third party debt collectors and their collection law firms are now pursuing, collecting, buying and filing lawsuits on credit debt like crazy.

The typical household now has about 11 credit cards and owes $11,211 in card debt, according to CardTrak.com.

And make no mistake about it. The collection agencies and their lawyers make the majority of their money by buying old, mostly charged off credit accounts for pennies on the dollar and then filing lawsuits to make tons of money off consumers like you and similarly situated victims of predatory lenders.

There is good news though, even if you have already been sued. And that is the fact that these old debts must still be proved in a court of law. And the even better news is that credit card collection agencies and their lawyers often have a very hard time producing legally sufficient documents to prove you owe the debt they are seeking to collect from you. Therefore, on behalf of clients, we challenge every suit, demand documentation for all claims and make sure every dime they claim is actually owed. We DO NOT accept anything other than original documents containing your signature. And then we make sure that it is in fact your signature.

We make them prove that the annual percentage rates that were charged are legal under New York State law, that you were properly notified of the interest rates and any increases and that the interest rate increases were implemented in accordance with your original  card holder’s agreement.

So, when you need an immediate defense by experienced and affordable credit card / account defense lawyers, or simply need to hold off the creditors, buy some time and stop the harrassing calls, or want to try and defeat a claim for money against you by a credit card  company or a collection agency, take advantage of our extensive experience in getting substantial discounts and debt reductions for credit card defense clients. Contact us now and we'll gallop to your defense before your creditors get more creative and cause more aggravation and pain to you, your family and/or your business.

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