Rubin & Rothman Calling ?

      RRubin & Rothman Suing You?

Then Call Us Right Now !man

212-591-0400

rubin & rothman, Rubin & RoWe Are New York Defense Attorneys:

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Let Us Contact RUBIN & ROTHMAN 
for You Right Now !!

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CREDIT CARD DEFENSE CENTER 
OF NEW YORK

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HIRE YOUR OWN DEFENSE ATTORNEY TODAY !
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        IS RUBIN & ROTHMAN AFTER YOU TOO ?

 
Call Us Now: 
212-591-0400


We keep defense clients out of the legal system or stop the legal process altogether by aggressively negotiating with RUBIN & ROTHMAN on behalf of clients. We can level the playing field with RUBIN & ROTHMAN by providing you with the benefit of our many years of experience to obtain reductions, discounts and, in some cases, completely eliminate the debt you owe as well as develop creative monetary resolutions with RUBIN & ROTHMAN to confidentially and expeditiously resolve such matters. And if a lawsuit has already been started against you, we can place the case under control and protect your interests by conducting a withering defense with the sole objective of reducing your obligation by as much as possible, assuming that we cannot eliminate it altogether.
 
Creditors use RUBIN & ROTHMAN to recover their money. And so should you to prevent them from getting it. And, as experienced defense attorneys, we know all of the methods of stopping RUBIN & ROTHMAN and other annoying collection agencies and collection attorneys in their tracks.

Our fees are far below-market and specifically designed to give you the greatest flexibility and number of options in dealing with RUBIN & ROTHMAN.
  
So, when you need to hold off RUBIN & ROTHMAN, buy time or simply defend a claim for money against you regardless of the apparent merits of such a claim, take advantage of our extensive experience in getting substantial discounts and debt reductions for my defense clients. Contact us now and we'll gallop to your defense before RUBIN & ROTHMAN gets more creative and causes more aggravation and pain to you and your family.

The Credit Card Defense Center
                           244 Fifth Avenue, 2nd FloorNew York, NY 10001

212-591-0400 
a Service of Lee & Associates 
Attorneys at Law


Rubin & Rothman's Past Endeavors:


In May of 2009, then Attorney General Andrew M. Cuomo announced that his office had launched a statewide inquiry into debt collection companies and collection law firms. As part of the inquiry, the Attorney General’s Office subpoenaed nearly 20 other debt collectors across the state in an ongoing investigation into various facets of the debt industry and debt collectors like Rubin & Rothman who violate the rights of consumers and operate outside of the law by using illegal and fraudulent tactics to collect debts.

In fact, many of the debt collection practices used by Rubin & Rothman in the past are in fact prohibited by both the federal Fair Debt Collection Practices Act and the New York State debt collection and consumer protection laws. For example, debt collectors like Rubin & Rothman collectors cannot threaten lawsuits or other legal action which cannot be taken, say a consumer committed a crime or will be arrested, talk with third parties except to get location information or engage in activities designed to harass, oppress and/or abuse you, even if you do owe the money. 

In addition, the law further requires debt collectors to send a written notice within five days of initial communication with the consumer explaining how he or she can dispute the debt. And if you do dispute the debt, the debt collection agency must stop all collection attempts and provided you send verification. During his investigation, Cuomo subpoenaed nearly twenty companies and law firms operating as debt collectors throughout the state including, of course, Rubin & Rothman LLC.

Numerous  websites and blogs have vividly described the various sundry and unlawful doings and activities of Rubin & Rothman, LLP, including but not limited to reports that this collection law firm engages in numerous deceptive business tactics to collect on debts already paid, attempting to collect upon stale debts in violation of the applicable statutes of limits, trying to collect on debts already paid off or arbitrated by another firm, garnishing consumer paychecks without consent, calling consumers at work, threatening and bullying customers and, numerous cases and garnishing and/or restraining  money from consumers far in excess of the judgments amounts they  have obtained in Court.

STOP RUBIN & ROTHMAN

Now, if you really want to stop Rubin & Rothman Harassment, it is important to understand your rights under the law. – specifically, the Fair Debt Collection Practices Act. First of all, you need to know is that the Fair Debt Collection Practices Act requires Rubin & Rothman and other debt collectors to tell you exactly what you owe. And this is especially important because, as you are no doubt aware, fees and

 interest on theses kinds of claims can add up quickly and exponentially. And it’s easy to be confused about the actual total amount you owe on credit accounts, especially when you start adding in late payment penalties, accrued interest and the assorted extra costs and fees that seem to get added along the way. And debt collectors like Rubin & Rothman often take advantage of your confusion by attempting to collect more than you owe. Rubin & Rothman may, for example, add on a “collection fee”, interest charge, collection charges and/or legal fees to increase their recovery upon collection. However, you need to be aware that The Fair Debt Collection Practices Act prohibits this practice, dictating that Rubin & Rothman and their ilk are not allowed to collect interest, add a fee, or attempt to collect more than the original debt or charge unless the contract that established your debt in the first instance- – or your state law – allows the charge an added costs.

You also need to know that you can take steps to stop creditor harassment and, in particular, stop Rubin & Rothman letter and phone harassment yourself by demanding verification of the debt in writing. Then, dispute the debt .and by yourself at least several months of peace and relief by making Rubin & Rothman comply with the law regarding verifying their clients’ claims

In fact, many of the debt collection practices being used by many of these debt collectors were and are prohibited by both the federal Fair Debt Collection Practices Act and the New York State debt collection and consumer protection laws. For example, debt collectors like Rubin & Rothman  cannot:

  • threaten lawsuits or other legal action which cannot be taken;
  • say a consumer committed a crime or will be arrested;
  • talk with third parties except to get location information or engage in activities designed to harass, oppress and/or abuse you, even if you do owe the money.

In addition, the law further requires debt collectors to send a written notice within five days of initial communication with the consumer explaining how he or she can dispute the debt. And if you do dispute the debt, the debt collection agency must stop all collection attempts and provided you send verification. During his investigation, Cuomo subpoenaed nearly twenty companies and law firms operating as debt collectors throughout the state including, of course, Rubin & Rothman LLCRubin & Rothman, LLC has been sued repeatedly by consumers for unfair and deceptive debt collection practices. For example:

Numerous  websites and blogs have vividly described the various sundry and unlawful doings and activities of Rubin & Rothman, LLP, including but not limited to reports that this collection law firm engages in numerous deceptive business tactics to collect on debts already paid, attempting to collect upon stale debts in violation of the applicable statutes of limits, trying to collect on debts already paid off or arbitrated by another firm, garnishing consumer paychecks without consent, calling consumers at work, threatening and bullying customers and, numerous cases and garnishing and/or restraining  money from consumers

A New York court sanctioned the law firm of Rubin & Rothman, LLC for filing a frivolous debt collection lawsuit and imposed a monetary sanction against it in the amount of $10,000. The Court found it particularly “egregious” that Rubin & Rothman knew that documentary proof was required for a meritorious lawsuit and “knew that they did not have the required proof” when they filed suit on Plaintiff’s behalf. LVNV Funding LLC v Guest, 2012 N.Y. Misc. LEXIS 2575 (City Ct., Mt. Vernon May 29, 2012).

 In a recent federal court case, Rubin & Rothman, LLC, a consumer-debtor accused the law firm of violating the Fair Debt Collection Practices Act. See Clayson v. Rubin & Rothman, LLC, 2010 WL 547476 (W.D.N.Y. 2010). The abusive and deceptive tactics alleged against Rubin & Rothman included contacting third persons and discussing the consumer’s debts as well as financial condition, without knowledge or permission of the debtor consumer. Despite the fact that the plaintiff consumer was on full disability, Rubin & Rothman threatened to “drain all of [her] accounts” if she did not pay the debt and falsely and misleading told plaintiff that any money in her accounts, including disability payments was subject to attachment. Based upon these alleged facts, the Court denied Rubin & Rothman’s motion for summary judgment.  A 2003 New York court excoriated Rubin & Rothman’s conduct when the firm attempted to re-serve a defendant while the defendant appeared for a traverse hearing to challenge the firm’s earlier defective service. The court said that Rubin & Rothman’s conduct “essentially allow[ed] the plaintiff to use a defective default judgment as a weapon with which to compel the defendant to submit to service of process.” Ford Motor Credit Co. v. George Bobo, 1 Misc.3d 901(A) (N.Y. Dist. Ct. 2003). The court expressed its disapproval of Rubin & Rothman’s questionable conduct when it remarked, “[t]he Court takes a very dim view of a plaintiff who serves process in the courthouse on a defendant who has appeared for a traverse hearing.”

Therefore, be forewarned ! If you have received a summons and complaint from Rubin & Rothman, you need to contact  The Credit Card Defense Center right away before C & S attacks your assets.  Failing to respond to a lawsuit will result in a default judgment being entered against you, which can lead to wage garnishment, frozen bank accounts and an overall attack on your lifestyle.

To stop Rubin & Rothman Harassment, it is important to understand your rights under the law. – specifically, the Fair Debt Collection Practices Act. First of all, you need to know is that the Fair Debt Collection Practices Act requires Rubin & Rothman and other debt collectors to tell you exactly what you owe. And this is especially important because, as you are no doubt aware, fees and interest on theses kinds of claims can add up quickly and exponentially. And it’s easy to be confused about the actual total amount you owe on credit accounts, especially when you start adding in late payment penalties, accrued interest and the assorted extra costs and fees that seem to get added along the way. And debt collectors like Rubin & Rothman often take advantage of your confusion by attempting to collect more than you owe. Rubin & Rothman may, for example, add on a “collection fee”, interest charge, collection charges and/or legal fees to increase their recovery upon collection. However, you need to be aware that The Fair Debt Collection Practices Act prohibits this practice, dictating that Rubin & Rothman and their ilk are not allowed to collect interest, add a fee, or attempt to collect more than the original debt or charge unless the contract that established your debt in the first instance- – or your state law – allows the charge an added costs.


You also need to know that you can take steps to stop creditor harassment and, in particular, stop Rubin & Rothman letter and phone harassment yourself by demanding verification of the debt in writing. Then, dispute the debt .and by yourself at least several months of peace and relief by making Rubin & Rothman comply with the law regarding verifying their clients’ claims


STOP RUBIN & ROTHMAN

If you want to stop Rubin & Rothman harassment calls, it’s important to contact The Credit Card Defense Center of New York today. At absolutely no cost to you, we can provide you with a list of your options when it comes to dealing with Rubin & Rothman and other debt collectors like them. If you’ve been subjected to Rubin & Rothman harassment calls, attorneys associated with The Credit Card Defense Center of New York can assist you with a free consultation and then represent you at an affordable fee. And when you retain us, we can guarantee the harassment will stop. And you may even receive monetary compensation against your bet collecting tormentor because both state law and the FDCPA forces debt collectors who violate the law to pay the victims of harassment – and pay their attorney fees too !

Attorneys associated with The Credit Card Defense Center defend consumers just like you every day in New York State courts against the collection lawsuits brought by Rubin & Rothman, LLP. In select cases, we are now, additionally, preparing lawsuits against Rubin & Rothman in federal court for violations of the Fair Debt Collection Practices Act.

CONTACT US NOW !!  And we'll gallop to your defense against Rubin & Rothman and their ilk !

 

The Credit Card Defense Center
244 Fifth Avenue, 2nd Floor
New York, NY 10001

                                  212-591-0400 

        a Service of Lee & Associates, Attorneys at Law

Note: This is attorney advertising. Past results are only indicative of possible outcomes and cannot be used as a guarantee of future outcomes in any particular case. Each case is unique and each result is unique.info@creditcarddefensecenter.com

 



Note: This is attorney advertising. Past results are only indicative of possible outcomes and cannot be used as a guarantee of future outcomes in any particular case. Each case is unique and each result is unique.