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 Manhattan Civil Court (December, 2014): Client came to us when third party debt collector  MIDLAND FUNDING had obtained a judgment when his prior attorney failed to appear in Court on a scheduled calendar date and the client suffered a $14,000 default .  We got the judgment vacated and the case dismissed in December, 2014, saving the client approximately $15,000.  Result: Clienet pays exactly $00.00 to this creditor. 

 Manhattan Supreme Court (December, 2014): Client was being sued by prolific creditor  DISCOVER BANK for $27,000 in principla and 5 years of interest at 9%. With us as defense attotneys, this creditor could not get a judgment against our clent since 2010, when the case was started. In December, 2014, the case was finally settled for $15,000 payable at $200 a month.   Result: Client saves at least $13,000 in principal and at lesst $11,000 in interest or a total of $26,000.

 Westchester Supreme  Court (August, 2013): Client came to us when third party debt collector  STELLAR RECOVERY, INC. had her bank account restrained, a lien on her home, her salary abiut to be restrained and a $9,000 default judgment. We negotiated a settlement of of $4,000  payable at an afordable monthly amount without interest. ResultOf course her bank account was immediately released, the  lien came off her home, she was able to infom her boss that there would be no income execution and the Westchester County Sheriff was called off.

Queens  Civil Court (September, 2013): Client came to us because she could not get a job with her credit report showing default judgments by third party debt buyers. Three default judgments. All three vacated. Result: Client was able to delete the report of these three judgments from her credit report and is now in the process of seeking employment.

Manhattan Civil Court (September , 2013) Client came to us when PALISADES COLLECTIONS seized here bank accnt, her kid's college savings account which was in her name, and thresthen to garnish her salry. The client eventually paid not a single dime to the well known collection attorneys  and the case was dismissed out of court with prejudice without explanation by the collection ttorneys after we obtained a Curt Order vacatingthe judgment and returning her bank accounts to her control and vacating the City Marshal's execution served upon her employer to garnish her salaryResult: Completely destroyed a creditor's claim for $4,500+ for attorney fees for a total attorneys’ fee of $500.

Manhattan Civil Court (September , 2013) Client came to us when PALISADES COLLECTIONS seized here bank accnt, her kid's college savings account which was in her name, and thresthen to garnish her salry. The client eventually paid not a single dime to the well known collection attorneys  and the case was dismissed out of court with prejudice without explanation by the collection ttorneys after we obtained a Curt Order vacatingthe judgment and returning her bank accounts to her control and vacating the City Marshal's execution served upon her employer to garnish her salaryResult: Completely destroyed a creditor's claim for $4,500+ for attorney fees for a total attorneys’ fee of $500.

 Westchester Supreme  Court (August, 2013): Client came to us when FIA CARD SERVICES had her bank account restrained, a lien on her home and a $19,000 claim which had been reduced to a judgment. The truth of the matter is that the client had allowed her own daughter to use her B of A charge account. And the daughter subsequently ran up the card with wild shopping trips, etc. And the client, after having suffered the default judgment, could not get refinancing for her home until the judgment was dealt with. We negotied a settlement of of $8,000  within a week, saving the client $11,000. Of course her bank account was immediately released and the  lien came off her home and she was able to complete the HAMP refinacing.. ResultOf course her bank account was immediately released, the  lien came off her home and she was able to complete the HAMP refinacing

 Queens Civil Court: Client came to us when MIDLAND FUNDING, LLC had his bank account restrained his bank account and threatened an income garnishment against his salary. The client holds a very sensitive job with position at an international company on the line. The client eventually paid not a single dime to the well collection attorneys chasing him and the case was dismissed out of court with prejudice when we found that the debt collector was not licensed to collect debts in New York City and raised that issue as one of our many defenses. Result: Completely destroyed a creditor's claim for $9,000+ for attorney fees totaling less than $1,000, netting the 

Bronx Civil Court: Client came to us with a bank account restrained by MIDLAND FUNDING, LLC, and an income garnishment on-going and a job at a Fortune 500 company on the line. The client eventually paid not a single dime to the famous collection attorneys chasing her and the case was dismissed out of court. Result: Completely destroyed a creditor's claim for $7,000+, saving the client more than $6,000 after  our fees. If you become a client of ours, we will tell you the secret of how we did it.

Manhattan Civil Court: Client, a resident of the State of California,  contacted us because his bank account at WaMu was  restrained here in New York State by a well known debt collection law firm because of a default judgment he knew nothing about. Having checked his credit report, it suddenly appeared there as well. Client was the victim of a stolen identity.  We got the case dismissed and the account released. Client never had to step one foot in New York State and never had to make a single court appearance. Result: Completely destroyed a creditor's claim for $14,212.06 and the $822 taken from client's bank account was returned to him.

District Court: Nassau Country: Made a $2,700 claim disappear (probably forever) into the legal system after getting the judgment vacated and the bank restraints lifted.  Result: The creditor will never see this money.

District Court: Suffolk County: Client had his bank account tied up and  the account was jointly owned with another family member, which means that the non-defendant family member had her money tied up as well even though she had nothing to do with the case.  We got the bank account un-restrained and the money released.  Cased settled on a payment plan affordable to the client. Result:  Family members were back in control of the jointly held bank accounts within two weeks

District Court: Nassau County: Identity theft case. $9,000 restrained in the bank. Got account unrestrained. Got the case totally dismissed. Result: Client got all of his money back as he should have since he was the victim of an identity theft.

Manhattan Civil Court: Settled a $6,000 claim for $500 !!  Client paid attorneys' fee of about $900, paid the collection attorneys $500 in total to settle the $6,000 case.  When the client contacted us his bank account was restrained. Naturally, we attacked this restraint and got it and the judgment vacated first before undermining the creditor's case in chief.Result: Client saved about $4,500 of his hard earned dollars.

Manhattan Civil Court:Challenged the way papers were served on our  client. Made a motion to dismiss the case, which was granted after a hearing. [Creditor: Palisades Collections] Result: Case over. Client paid no money to the creditor.

Staten Island Civil Court: Client's identity stolen and Capital One accounts established in his name. Three different accounts. One resulted in a default judgment and the bank accounts were restrained. One delinquent account was just sitting on the credit report and the third claim  was the subject of a  second lawsuit. Result: All three cases dismissed, bank accounts released after explanation, negotiation and proof submiited to creditor attorney about stolen identification. 

Manhattan Civil Court:Client’s bank account was tied up for $12,000 by . Got it released before the collection attorneys knew what hit them and client took the money out of the bank and moved back to Mexico where he operates a business. [Creditor: LR Credit] Result: Client netted more than $11,000 back after all cosrts and fees and went home to Mexico a happy camper.

Queens County Civil Court: Default judgment against our well known public relations executive client for $13,000 by Midland Funding. (Really Bad Folks!) We discovered that the process server claimed under oath that he had served the "wife" of our client in the State of New York. Our female client is not married and certainly not married to a woman in New York State, where same sex marriages are not yet legal. We challenged the legality of the service of process, which means the the way the orginal summons is delivered to the defendant Result: Judgment was vacated and case was dismissed and thrown out of Court. Client saves $13,000. We like Queens !!

Brooklyn Civil Court: On a $12,000 Discover Bank claim, got a bank account untied, the money returned to our client, the income execution squashed and the client's nerves calmed. Result: Case continues totally under control, although the client will eventually have to make some hard decisions about settling the case.

Brooklyn Civil Court: Client was intimidated into giving up $1,200 dollars to the collection attorneys when her bank account was seized without notice by third party debt collector LR Credit and  its aggressive collection attorneys. Got money returned to client, got the judgment vacated and got the case dismissed out of Court.Result: Client got money she voluntarily paid to the creditor back and because the case was tossed out of Court, she never paid a dime to the creditor.

Rockland County Supreme Court: Capital One Identity theft case. Client's  bank account tied up for $9,500. Got Court Order preventing the collection attorneys from removing the money from the bank. Got collection attorneys to vacate the judgment voluntarily and release bank account. Got stipulation discontinuing the action. Result: Client gets to keep his hard earned money.

Kings County Supreme Court: Got court Order stop an income garnishment and setting the case down for a hearing to possibly dismiss the case because our (nurse) client was tricked into accepting the summons and complaint by the process server. Citibank had $27,000 judgment and had restrained client's bank account. Result: We got the judgment vacated and case settled for a one time payment of $10,000 and client enjoys a net savings of approximately $15,000.

NO COURT / NO SUIT: Client was being threatened by a third party junk debt buyer. We got involved before the lawsuit started, threatened the creditor with a federal lawsuit based upon the Fair Debt Collection Pracices Act and the lawsuit was never started.Result: Client never paid a dime to the creditor and , thus saved more than $6,000. 

Nassau County Supreme Court: Couple and their small business construction firm were sued for a $100,000 credit line debt to Chase Manhattan Bank. The bank had taken $7,000 out of the client’s personal bank account and client initially appeared i9n Court without representation. We could not get the $7,000 returned but, after two years of litigation, we did get the case itself discontinued, saving the client more than $100,000 dollars plus another two years of interest of approximately $19,000. Result: Clients got to keep their $100,000, and because the case was discontinued, they never paid a dime in the lawsuit to Chase.

Queens County Civil Court:American Express sued our client in three separate cases. One case, in Supreme Court was seeking $80,000. Two cases in Civil Court sought approximately $14,000 and $10,000 respectively. In Supreme Court we got the plaintiff to withdraw a motion for summary judgment because we settled the case, except that we never greed on a specific settlement and, in the meantime, the case was marked disposed on the Court’s calendar, thereby taking the case below the radar in Court, not having arise nag sin for two years. IN Civil Court, we got one Amex case dismissed and the other one is in limbo, to our client’s benefit.Result: After retaining us, the client has never had to pay a cent to Amex despite the fact that Amex, combined, with ongoing interest and costs, original sought a total of more than $100,000 from the client. Therefore, the client gets to keep his hard earned money.

NO COURT / NO SUIT: Client was being threatened by a Citibank and its well known collection attorneys. We got involved before the lawsuit started, negotiated and delayed the start of the lawsuit for more than ayear.Result: Client had more than one year to raise enough money to settle the lawsuit quickly when it came up again more than a year after our initial involvement.

White Plains Supreme Court: Got a Major Bank case dismiss even though the client had suffered a default judgment, had his bank account tied up and his salary garnished.Result: Case of $23,000 dismissed out of Court. No money paid to major national bank.     Hint: Initial summons was not lawfully served.


SUED FOR CREDIT CARD DEBTS ?
SALARY GARNISHED ?
GOT YOUR BANK ACCOUNT RESTRAINED ?

THEN GET YOURSELF A GOOD DEFENSE ATTORNEY  
AND KEEP YOUR MONEY ! 

 

 

Testimonials: 

4.0 out 5 stars
 

Posted Mar 2 2012 5:38PM"The very best credit card defense attorneys ever...they got my money back for me..." Mike P.  

Posted on 3/17/2012  Saved Me $75,000 for $2200 ! I paid this law firm a total of $2200. I was being sued by Citibank in Manhattan. They beat the case and got it dismissed ! I never have to pay Citibank. Yippeeeeee!!!Absolutely true story - I had two very scary cases with Citi. They got both dismissed and saved me at least $25,000 on one and $50,000 plus on the other. Amazing..Citi was suing my business and me and I did not even get a 1099..even better!!! And I'm an immigration lawyer. I hired these lawyers to represent me with Citibank's credit card lawsuit.. They did a great job for me! I'm referring my partners. John V., Esq.

Posted on 12/10/2010 best in town...These lawyers are very good at getting cases dismissed. They saved me $100,000 in a Bank of America case. I borrowed $100,000 and I never had to pay a dime back thanks to the Credit Card Defense Center. Bank of America sued me for two loans I got during the real estate boom...bikepartsalesman…  

Posted on 9/13/2008...They got my money back for me....Some collection law firm had our  bank account tied up and this company got my money back and for that I am grateful.. Dave & Patti H.


YOU ARE ENTITLED TO

A DEFENSE TOO!!

BANK ACCOUNT RESTRAINED ? 
WE CAN GET IT  UN-RESTRAINED !  
CALL US NOW: 212-591-0400
Creditors & their Collection Attorneys respect the attorneys associated with our office. Speak to us for a few  minutes about your credit card lawsuit and collection problems and you will understand why. Below is a list of sample cases showing  what attorneys associated with this office have done for our clients. 

SALARY GARNISHED ? 
WE CAN GET IT  UN-GARNISHED !  
CALL US NOW: 212-591-0400

Don't get mad ...
Just do as much damage to them as you can...
GET THEIR CASE DISMISSED!!









E-Mail us at info@creditcarddefensecenter.com


Credit Card Defense Center
244 Fifth Avenue
New York, NY 10001
212-591-0400


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Know Your Rights!


The plaintiff's attorney and court personnel will often try to discourage you from pursuing a defense of improper service. They will tell you that the defense will not help you because the plaintiff will only sue you again. But improper service is sometimes your best defense. If so, do not be afraid to insist on your right to a traverse hearing! Remember that the court has no power to issue a judgment against you if you were not served according to law.






admit nothing....deny everything...demand proof


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Some of the creditors we deal with daily include: Mel S Harris, Forster & Garbus, Rubin & Rothman, Sharinn and Lipshie, Kirschenbaum & Phillips, P.C., Solomon and Solomon, P.C, Goldman & Warshaw, P.C., Eltman Eltman and Cooper, Eric M. Berman, P.C., Stephen Einstein & Associates, P.C., Fabiano and Associates, Jones Jones Larkin O’Connell, Panteris & Panteris, LLP, Zwicker and Associates, Relin, Goldstein & Crane, Woods Oviatt Gilman, Leschack & Grodesnky, Hayt Hayt & Landau, Pressler & Pressler, Jaffe & Asher, Mullen & Iannarone, Arnold A. Arpino & Associates, Houslanger & Associates, Mann Bracken, LLC, Smith Carroad Levy & Finkel, McNamee, Lochner Titus & Williams, Thomas Law Office, Fleck, Fleck & Fleck, Eric Ostrage Cullen and Dykman LLP, Winston & Winston, P.C., Cooper Erving & Savage, LLP, Robert P. Rothman, P.C, Gerald D. DeSantis, Greater Niagara Holdings, LLC, Rodney A. Giove, Advanced Litigation Services, LLC, and Jason L. Cafarella. Asset Acceptance, Sherman Acquisitions, Sherman Financial Group, Alegis, NCO Group, Portfolio Recovery Assoc., Asta Funding,  Encore Capital Group, Midland Credit, Allied National, Interstate Risk Management Alternatives, RMA, JBC & Associates, Arrow Fin. Svcs., RJM Acquisitions, CAMCO (Capital Acquisitions & Mgmt Co), Excalibur, Cavalry Portfolio Services, Unifund Group, Phoenix Asset Acceptance, First Select Corporation, Providian, Collins Financial Services, Oliphant Financial Corp., Ann Thomas Law Firm, Ann Thomas Atorney, OSI Portfolio Services, Mel S Harris, Forster & Garbus, Rubin & Rothman, Or one of these guys: Sharinn and Lipshie, Goldman & Warshaw, P.C., Eltman Eltman and Cooper, Eric M. Berman, P.C., Stephen Einstein & Associates, P.C., Fabiano and Associates, Jones Jones Larkin O’Connell, ge & Panteris, LLP, Zwicker and Associates, Relin, Goldstein & Crane, Woods Oviatt Gilman, Leschack & Grodesnky, Hayt Hayt & Landau, Pressler & Pressler, Jaffe & Asher, Mullen & Iannarone, Arnold A. Arpino & Associates, Houslanger & Associates, Mann Bracken, LLC, Smith Carroad Levy & Finkel, McNamee, Lochner Titus & Williams, Thomas Law Office, Fleck, Fleck & Fleck, Eric Ostrage Cullen and Dykman LLP, Winston & Winston, P.C., Cooper Erving & Savage, LLP, Robert P. Rothman, P.C, Gerald D. DeSantis, Greater Niagara Holdings, LLC, Rodney A. Giove, Advanced Litigation Services, LLC, and Jason L. Cafarella. Cohen & Slamowitz, Rubin & Rothman, Mitchell Kay & Associates, Midland Funding, GE Money Bank, Household Finance, Forster & Garbus, Malen & Associates, Portfolio Recoveries, Asset Acceptance, LR Credit, L.R. Credit, Capital One Bank, Palisades Collections, Palisades Collections, Portfolio Recoveries, LVNV Funding, Wolpolf & Abramson, American Express, Discover Card, HSBC, Eltman, Eltman & Cooper, Household Bank, Discover Bank, Citibank, American Honda Finance, MBNA, Beneficial Finance, American Express, and Chase Manhattan Bank.









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