NYS Supreme Court-Nassau(March, 2018):AMERICAN EXPRESS
CENTURION BANKsued our police sergeant client for $41,803.04 in June
2016. We filed our answer and fought Amex in Court for 19 months without our client
having to pay a dime to Amex during that time. Client was able to save $23, 000
to pay off Amex during that time. We ultimately settled in March, 2018 for
$22,000, shaving $19,803 off his Amex bill. Client paid 4.7 % of the outstanding
claim in legal fees and, therefore, saved a net $17,803, even accounting for
legal fees.Result: Client saves a net $17,803 even after legal fees Case ID: Brian
NYS Supreme Court-New York(March, 2018):AMERICAN EXPRESS CENTURION BANKsued our upper west side designer & condo owner for $35,000 in November, 2016. We litigated agsints Amex in Court for 15 months. Client paid $00.00 to Amex during this time. We settled for $21,000. Client was able to save $14,000 to pay off Amex, saving, saving $11,000 off his Amex bill and avoiding a Lin on his main asset, his Central Park West condo. Result: Client saves $11,803 Case ID: Adam
NYS Supreme Court-Manhattan (March, 2018):AMERICAN EXPRESS BANK, FSB wanted $25,502.94,000 from our soon-to-be-divorced mom with minor children. After a year of litigation in Court, Amex demanded a one-time payment of $17,000 to settle the case. Clients owns property and has a good profession but no support from soon to be ex-husband and burdened with litigation in divorce court. Amex settled for $15,000 payable over 15 months. Client was charged a fee of less 5% of the outstanding amount and saved over $10,000 off her Amex bill. Result: Client saves $10,000 and pays the settlement agreement over time. Case ID: Eileen
NYS Supreme Court-Manhattan (December, 2017):AMERICAN EXPRESS wanted $550,000 from our corporate client and, after a year of litigation in Court, got exactly nothing. Client offered $200,000 to settle and American Express foolishly refused and greedily insisted on a settlement payment of $400,000. They got exactly $00.00. Client was charged a fee of less than 2% of the outstanding amount and walked away paying American Express nothing. Clientsaves 100%.
Result: Client saves 100% and pays nothing to American Express. Case ID: HC1
Supreme Court-Weschester (December, 2017):AMERICAN EXPRESS wanted $16,746.17 from our small business client (trucking) and started the lawsuit in July, 2016. Sixteen months later, during with time the client never paid another dime aft the retainer fee in legal fees and not a dime to Amex, the client settled for $8,534.00 and made a one time payment, ending the matter once and for all, saving 50% in the process. Client was charged a total fee of approximately 7% of the amount being used for in the lawsuit by Amex. Result: Client saves 50% and end the case with one payment. Case ID: Bill
Supreme Court-Suffolk (December, 2017): Client came to us when originalcreditorAMERICAN EXPRESSsued for $10,218. Eleven months later, the case was settled for $6,134. Client saves approximately 40%. Result: Client saves 40%. Case ID: SuDr1
Supreme Court -Manhattan (December, 2017):AMERICAN EXPRESSsued our client, a small, hard working self-employed business man, for $44,120.83. Eight months later, the case was settled for $30,000 payable over 12 months. Client saves approximately 32%. Result: Client saves 32%. Case ID: LoDe1
NYC Civil Court - Manhattan (December, 2017): Originalcreditor BANK OF AMERICA sues our client in two differentcases at the same time for a total of for $30,600. Six months later, case settled for $18,000 payable over 24 months, saving the client 41%.
Result: Client pays exactly $30,000 to Amex. Case ID: LoDe2
Supreme Court - Monroe County (October, 2017): Originalcreditor AMERICAN EXPRESS sued our client for $39,000. Case was settled for a one time payment of $21,000, saving $18,000 off the top.
Result: Client saves 46%. Case ID: JC1
Supreme Court-Weschester (September, 2017):US NATIONAL BANK ASSOCIATION [MORTGAGE DEFENSE MATTER] started a foreclosure and we defended it for a yer through motions and court appearances. Case was disposed in September, 2017 and client sold his property with no judgment lien, paid off his mortgage and went on with his life.Result: Client saves homes and sells it for profit. Case ID: Bill2
NYS Supreme Court-Manhattan (December, 2014): Client was being sued by prolific creditor DISCOVER BANK for $27,000 in principal and 5 years of interest at 9%. With us as defense attorneys, this creditor could not get a judgment against our client since 2010, when the case was started. In December, 2014, the case was finally settled for $15,000 payable at $200 a month.
Result: Client saves at least $13,000 in principal and at lesst $11,000 in interest or a total of $26,000.
Westchester Supreme Court (August, 2013): Client came to us when third party debt collector STELLAR RECOVERY, INC. had her bank account restrained, a lien on her home, her salary abiut to be restrained and a $9,000 default judgment. We negotiated a settlement of of $4,000 payable at an afordable monthly amount without interest. Result: The client's bank account was immediately released, the lien came off her home, she was able to infom her boss that there would be no income execution and the Westchester County Sheriff was called off.
Queens Civil Court (September, 2013): Client came to us
because she could not get a job with her credit report showing default
judgments by third party debt buyers. There were three default judgments in all and each was vacated after we made application to the Court.Result: Client was
able to delete the report of these three judgments from her credit report and
is now in the process of seeking employment.
Manhattan Civil Court (September
, 2013) Client came to us when PALISADES COLLECTIONS seized here bank accnt, her kid's college savings account which was in her name, and thresthen to garnish her salry. The client
eventually paid not a single dime to the well known collection attorneys and the case was dismissed
out of court with prejudice without
explanation by the collection ttorneys after we obtained a Curt Order
vacatingthe judgment and returning her bank accounts to her control and vacating
the City Marshal's execution served upon her employer to garnish her salary. Result: Completely
destroyed a creditor's claim for $4,500+ for attorney fees for a total attorneys’
fee of $500.
Manhattan Civil Court(September , 2013) Client came to us when PALISADES COLLECTIONS seized here bank accnt, her kid's college savings account which was in her name, and thresthen to garnish her salry. The client eventually paid not a single dime to the well known collection attorneys and the case was dismissed out of court with prejudice without explanation by the collection ttorneys after we obtained a Curt Order vacatingthe judgment and returning her bank accounts to her control and vacating the City Marshal's execution served upon her employer to garnish her salary. Result: Completely destroyed a creditor's claim for $4,500+ for attorney fees for a total attorneys’ fee of $500.
Westchester Supreme Court (August, 2013):
Client came to us when FIA CARD SERVICES had her bank account restrained, a lien on her home and a $19,000 claim which had been reduced to a judgment. The truth of the matter is that the client had allowed her own daughter to use her B of A charge account. And the daughter subsequently ran up the card with wild shopping trips, etc. And the client, after having suffered the default judgment, could not get refinancing for her home until the judgment was dealt with. We negotied a settlement of of $8,000 within a week, saving the client $11,000. Of course her bank account was immediately released and the lien came off her home and she was able to complete the HAMP refinacing.. Result: Of course her bank account was immediately released, the lien came off her home and she was able to complete the HAMP Refinancing
Queens Civil Court: Client came to us whenMIDLAND FUNDING, LLChad his bank account restrained his bank account and threatened an income garnishment against his salary. The client holds a very sensitive job with position at an international company on the line. The client eventually paid not a single dime to the well collection attorneys chasing him and the case was dismissed out of court with prejudice when we found that the debt collector was not licensed to collect debts in New York City and raised that issue as one of our many defenses. Result: Completely destroyed a creditor's claim for $9,000+ for attorney fees totaling less than $1,000, netting the
Bronx Civil Court: Client came to us with a bank account restrained by MIDLAND FUNDING, LLC, and an income garnishment on-going and a job at a Fortune 500 company on the line. The client eventually paid not a single dime to the famous collection attorneys chasing her and the case was dismissed out of court. Result: Completely destroyed a creditor's claim for $7,000+, saving the client more than $6,000 after our fees.If you become a client of ours, we will tell you the secret of how we did it.
Manhattan Civil Court: Client, a resident of the State of California,
contacted us because his bank account at WaMu was restrained here in New York State by a well known debt collection law firm because of a default judgment he knew nothing about. Having checked his credit report, it suddenly appeared there as well. Client was the victim of a stolen identity. We got the case dismissed and the account released. Client never had to step one foot in New York State and never had to make a single court appearance. Result: Completely destroyed a creditor's claim for $14,212.06 and the $822 taken from client's bank account was returned to him.
District Court: Nassau Country:Made a $2,700 claim disappear (probably forever) into the legal system
after getting the judgment vacated and the bank restraints lifted. Result: The creditor will never see this money.
District Court: Suffolk County: Client had his bank account tied up and the account was jointly owned with another family member, which means that the non-defendant family member had her money tied up as well even though she had nothing to do with the case. We got the bank account un-restrained and the money released. Cased settled on a payment plan affordable to the client. Result: Family members were back in control of the jointly held bank accounts within two weeks
District Court: Nassau County:Identity theft case. $9,000 restrained in the bank. Got account
unrestrained. Got the case totally dismissed. Result: Client got all of his
money back as he should have since he was the victim of an identity theft.
Manhattan Civil Court:Settled a $6,000 claim for $500 !! Client paid attorneys' fee of about $900, paid the collection attorneys $500 in total to settle the $6,000 case. When the client contacted us his bank account was restrained. Naturally, we attacked this restraint and got it and the judgment vacated first before undermining the creditor's case in chief.Result: Client saved about $4,500 of his hard earned dollars.
Manhattan Civil Court:Challenged the way papers were served on our client. Made a motion to dismiss the case, which was granted after a hearing. [Creditor: Palisades Collections] Result: Case over. Client paid no money to the creditor.
Staten Island Civil Court:Client's identity stolen and Capital One accounts established in his name. Three different accounts. One resulted in a default judgment and the bank accounts were restrained. One delinquent account was just sitting on the credit report and the third claim was the subject of a second lawsuit.Result: All three cases dismissed, bank accounts released after explanation, negotiation and proof submiited to creditor attorney about stolen identification.
Manhattan Civil Court:Client’s bank account was tied up for $12,000 by . Got it released before the collection attorneys knew what hit them and client took the money out of the bank and moved back to Mexico where he operates a business. [Creditor: LR Credit]Result: Client netted more than $11,000 back after all cosrts and fees and went home to Mexico a happy camper.
Queens County Civil Court:Default judgment against our well known public relations executive client for $13,000 by Midland Funding. (Really Bad Folks!) We discovered that the process server claimed under oath that he had served the "wife" of our client in the State of New York. Our female client is not married and certainly not married to a woman in New York State, where same sex marriages are not yet legal. We challenged the legality of the service of process, which means the the way the orginal summons is delivered to the defendant. Result: Judgment was vacated and case was dismissed and thrown out of Court. Client saves $13,000. We like Queens !!
Brooklyn Civil Court:On a $12,000 Discover Bank claim, got a bank account untied, the money returned to our client, the income execution squashed and the client's nerves calmed. Result: Case continues totally under control, although the client will eventually have to make some hard decisions about settling the case.
Brooklyn Civil Court: Client was intimidated into giving up $1,200 dollars to the collection attorneys when her bank account was seized without notice by third party debt collector LR Credit and its aggressive collection attorneys. Got money returned to client, got the judgment vacated and got the case dismissed out of Court.Result: Client got money she voluntarily paid to the creditor back and because the case was tossed out of Court, she never paid a dime to the creditor.
Rockland County Supreme Court:Capital OneIdentity theft case. Client's bank account tied up for $9,500. Got Court Order preventing the collection attorneys from removing the money from the bank. Got collection attorneys to vacate the judgment voluntarily and release bank account. Got stipulation discontinuing the action.Result: Client gets to keep his hard earned money.
Kings County Supreme Court:Got court Order stop an income garnishment and setting the case down for a hearing to possibly dismiss the case because our (nurse) client was tricked into accepting the summons and complaint by the process server.Citibank had $27,000 judgment and had restrained client's bank account. Result: We got the judgment vacated and case settled for a one time payment of $10,000 and client enjoys a net savings of approximately $15,000.
NO COURT / NO SUIT: Client was being threatened by a third party junk debt buyer. We got involved before the lawsuit started, threatened the creditor with a federal lawsuit based upon the Fair Debt Collection Pracices Act and the lawsuit was never started.Result: Client never paid a dime to the creditor and , thus saved more than $6,000.
Nassau County Supreme Court:Couple and their small business
construction firm were sued for a $100,000 credit line debt to Chase Manhattan
Bank. The bank had taken $7,000 out of the client’s personal bank account and
client initially appeared i9n Court without representation. We could not get the $7,000
returned but, after two years of litigation, we did get the case itself
discontinued, saving the client more than $100,000 dollars plus another two
years of interest of approximately $19,000.Result: Clients got to keep their $100,000,
and because the case was discontinued, they never paid a dime in the lawsuit to
Queens County Civil Court:American Express sued our client
in three separate cases. One case, in Supreme Court was seeking $80,000. Two
cases in Civil Court sought approximately $14,000 and $10,000 respectively. In
Supreme Court we got the plaintiff to withdraw a motion for summary judgment
because we settled the case, except that we never greed on a specific
settlement and, in the meantime, the case was marked disposed on the Court’s
calendar, thereby taking the case below the radar in Court, not having arise
nag sin for two years. IN Civil Court, we got one Amex case dismissed and the
other one is in limbo, to our client’s benefit.Result: After retaining us, the client has
never had to pay a cent to Amex despite the fact that Amex, combined, with ongoing interest and costs, original sought a total of
more than $100,000 from the client. Therefore, the client gets to keep his hard
NO COURT / NO SUIT: Client
was being threatened by a Citibank and its well known collection attorneys. We got involved
before the lawsuit started, negotiated and delayed the start of the lawsuit for more than ayear.Result: Client had more than one year to raise enough money to settle the lawsuit quickly when it came up again more than a year after our initial involvement.
White Plains Supreme Court:Got a Major Bank case dismiss even though the client had suffered a default judgment, had his bank account tied up and his salary garnished.Result: Case of $23,000 dismissed out of Court. No money paid to major national bank. Hint: Initial summons was not lawfully served.
SUED FOR CREDIT CARD DEBTS ?
SALARY GARNISHED ?
GOT YOUR BANK ACCOUNT RESTRAINED ?
THEN GET YOURSELF A GOOD DEFENSE ATTORNEY AND KEEP YOUR MONEY !
4.0 out 5 stars
Posted 12/2/2017 5:38PM"The very best credit card defense attorneys ever...they
got my money back for me..." Mike P.
Posted on 3/17/2016Saved
Me $75,000 for $2200 ! I am an attorney and law professor. I paid this law firm a
total of $2200. I was being sued by Citibank in Manhattan. They beat the case
and got it dismissed ! I never have to pay Citibank. Yippeeeeee!!!Absolutely
true story - I had two very scary cases with Citi. They got both dismissed and
saved me at least $25,000 on one and $50,000 plus on the other. Amazing..Citi
was suing my business and me and I did not even get a 1099..even better!!! And
I'm an immigration lawyer. I hired these lawyers to represent me with
Citibank's credit card lawsuit.. They did a great job for me! I'm referring my
partners.John V., Esq.
Posted on 2/10/2016best
in town...These lawyers are very
good at getting cases dismissed. They saved me $100,000 in a Bank of America
case. I borrowed $100,000 and I never had to pay a dime back thanks to the
Credit Card Defense Center. Bank of America sued me for two loans I got during
the real estate boom...bikepartsalesman…
Posted on 9/13/2008...They
got my money back for me....Our account was restrained and
these company got my money back and for that I am grateful.. Dave & Patti H.
YOU ARE ENTITLED TO
A DEFENSE TOO!!
BANK ACCOUNT RESTRAINED ?
WE CAN GET IT UN-RESTRAINED !
CALL US NOW: 212-591-0400
Creditors & their Collection Attorneys respect the attorneys associated with our office. Speak to us for a few minutes about your credit card lawsuit and collection problems and you will understand why. Below is a list of sample cases showing what attorneys associated with this office have done for our clients.
SALARY GARNISHED ?
WE CAN GET IT UN-GARNISHED !
CALL US NOW: 212-591-0400
Don't get mad ... Just do as much damage to them as you can... GET THEIR CASE DISMISSED!!
Credit Card Defense Center 244 Fifth Avenue New York, NY 10001 212-591-0400
Yes..You Too Can Afford Legal Help
Contact us anytime for a free, confidential, no-obligation consultation on your situation.
There’s never a cost for telephone and email consultation. And, conveniently, we can help you entirely by phone, fax mail and email.
All Matters Are Handled In Complete Confidence We Work Quietly In The Background
Know Your Rights!
The plaintiff's attorney and court
personnel will often try to discourage you from pursuing a defense of
improper service. They will tell you that the defense will not help
you because the plaintiff will only sue you again. But improper
service is sometimes your best defense. If so, do not be afraid to
insist on your right to a traverse hearing! Remember that the court
has no power to issue a judgment against you if you were not served
according to law.
of the creditors we deal with daily include: Mel S Harris, Forster
& Garbus, Rubin & Rothman, Sharinn and Lipshie, Kirschenbaum
& Phillips, P.C., Solomon and Solomon, P.C, Goldman & Warshaw,
P.C., Eltman Eltman and Cooper, Eric M. Berman, P.C., Stephen Einstein
& Associates, P.C., Fabiano and Associates, Jones Jones Larkin
O’Connell, Panteris & Panteris, LLP, Zwicker and Associates, Relin,
Goldstein & Crane, Woods Oviatt Gilman, Leschack & Grodesnky,
Hayt Hayt & Landau, Pressler & Pressler, Jaffe & Asher,
Mullen & Iannarone, Arnold A. Arpino & Associates, Houslanger
& Associates, Mann Bracken, LLC, Smith Carroad Levy & Finkel,
McNamee, Lochner Titus & Williams, Thomas Law Office, Fleck, Fleck
& Fleck, Eric Ostrage Cullen and Dykman LLP, Winston & Winston,
P.C., Cooper Erving & Savage, LLP, Robert P. Rothman, P.C, Gerald
D. DeSantis, Greater Niagara Holdings, LLC, Rodney A. Giove, Advanced
Litigation Services, LLC, and Jason L. Cafarella. Asset Acceptance,
Sherman Acquisitions, Sherman Financial Group, Alegis, NCO Group,
Portfolio Recovery Assoc., Asta Funding, Encore Capital Group, Midland
Credit, Allied National, Interstate Risk Management Alternatives, RMA,
JBC & Associates, Arrow Fin. Svcs., RJM Acquisitions, CAMCO
(Capital Acquisitions & Mgmt Co), Excalibur, Cavalry Portfolio
Services, Unifund Group, Phoenix Asset Acceptance, First Select
Corporation, Providian, Collins Financial Services, Oliphant Financial
Corp., Ann Thomas Law Firm, Ann Thomas Atorney,
OSI Portfolio Services, Mel S Harris, Forster & Garbus, Rubin &
Rothman, Or one of these guys: Sharinn and Lipshie, Goldman &
Warshaw, P.C., Eltman Eltman and Cooper, Eric M. Berman, P.C., Stephen
Einstein & Associates, P.C., Fabiano and Associates, Jones Jones
Larkin O’Connell, ge & Panteris, LLP, Zwicker and Associates,
Relin, Goldstein & Crane, Woods Oviatt Gilman, Leschack &
Grodesnky, Hayt Hayt & Landau, Pressler & Pressler, Jaffe &
Asher, Mullen & Iannarone, Arnold A. Arpino & Associates,
Houslanger & Associates, Mann Bracken, LLC, Smith Carroad Levy
& Finkel, McNamee, Lochner Titus & Williams, Thomas Law Office,
Fleck, Fleck & Fleck, Eric Ostrage Cullen and Dykman LLP, Winston
& Winston, P.C., Cooper Erving & Savage, LLP, Robert P.
Rothman, P.C, Gerald D. DeSantis, Greater Niagara Holdings, LLC, Rodney
A. Giove, Advanced Litigation Services, LLC, and Jason L. Cafarella.
Cohen & Slamowitz, Rubin & Rothman, Mitchell Kay &
Associates, Midland Funding, GE Money Bank, Household Finance, Forster
& Garbus, Malen & Associates, Portfolio Recoveries, Asset
Acceptance, LR Credit, L.R. Credit, Capital One Bank, Palisades
Collections, Palisades Collections, Portfolio Recoveries, LVNV Funding,
Wolpolf & Abramson, American Express, Discover Card, HSBC, Eltman,
Eltman & Cooper, Household Bank, Discover Bank, Citibank, American
Honda Finance, MBNA, Beneficial Finance, American Express, and Chase