Some of the creditors we deal with daily include: Mel S Harris, Forster & Garbus, Rubin & Rothman, Sharinn and Lipshie, Kirschenbaum & Phillips, P.C., Solomon and Solomon, P.C, Goldman & Warshaw, P.C., Eltman Eltman and Cooper, Eric M. Berman, P.C., Stephen Einstein & Associates, P.C., Fabiano and Associates, Jones Jones Larkin O’Connell, Panteris & Panteris, LLP, Zwicker and Associates, Relin, Goldstein & Crane, Woods Oviatt Gilman, Leschack & Grodesnky, Hayt Hayt & Landau, Pressler & Pressler, Jaffe & Asher, Mullen & Iannarone, Arnold A. Arpino & Associates, Houslanger & Associates, Mann Bracken, LLC, Smith Carroad Levy & Finkel, McNamee, Lochner Titus & Williams, Thomas Law Office, Fleck, Fleck & Fleck, Eric Ostrage Cullen and Dykman LLP, Winston & Winston, P.C., Cooper Erving & Savage, LLP, Robert P. Rothman, P.C, Gerald D. DeSantis, Greater Niagara Holdings, LLC, Rodney A. Giove, Advanced Litigation Services, LLC, and Jason L. Cafarella. Asset Acceptance, Sherman Acquisitions, Sherman Financial Group, Alegis, NCO Group, Portfolio Recovery Assoc., Asta Funding, Encore Capital Group, Midland Credit, Allied National, Interstate Risk Management Alternatives, RMA, JBC & Associates, Arrow Fin. Svcs., RJM Acquisitions, CAMCO (Capital Acquisitions & Mgmt Co), Excalibur, Cavalry Portfolio Services, Unifund Group, Phoenix Asset Acceptance, First Select Corporation, Providian, Collins Financial Services, Oliphant Financial Corp., Ann Thomas Law Firm, Ann Thomas Atorney, OSI Portfolio Services, Mel S Harris, Forster & Garbus, Rubin & Rothman, Or one of these guys: Sharinn and Lipshie, Goldman & Warshaw, P.C., Eltman Eltman and Cooper, Eric M. Berman, P.C., Stephen Einstein & Associates, P.C., Fabiano and Associates, Jones Jones Larkin O’Connell, ge & Panteris, LLP, Zwicker and Associates, Relin, Goldstein & Crane, Woods Oviatt Gilman, Leschack & Grodesnky, Hayt Hayt & Landau, Pressler & Pressler, Jaffe & Asher, Mullen & Iannarone, Arnold A. Arpino & Associates, Houslanger & Associates, Mann Bracken, LLC, Smith Carroad Levy & Finkel, McNamee, Lochner Titus & Williams, Thomas Law Office, Fleck, Fleck & Fleck, Eric Ostrage Cullen and Dykman LLP, Winston & Winston, P.C., Cooper Erving & Savage, LLP, Robert P. Rothman, P.C, Gerald D. DeSantis, Greater Niagara Holdings, LLC, Rodney A. Giove, Advanced Litigation Services, LLC, and Jason L. Cafarella. Cohen & Slamowitz, Rubin & Rothman, Mitchell Kay & Associates, Midland Funding, GE Money Bank, Household Finance, Forster & Garbus, Malen & Associates, Portfolio Recoveries, Asset Acceptance, LR Credit, L.R. Credit, Capital One Bank, Palisades Collections, Palisades Collections, Portfolio Recoveries, LVNV Funding, Wolpolf & Abramson, American Express, Discover Card, HSBC, Eltman, Eltman & Cooper, Household Bank, Discover Bank, Citibank, American Honda Finance, MBNA, Beneficial Finance, American Express, and Chase Manhattan Bank.